How we save you money
In all cases the contract is between you and the insurance provider. It is the insurance provider who administer the product. LABrokers acts as intermediary.
Life Insurance & Mortgage Protection
When you input details of the type of policy you require we search for the lowest cost provider and we show you what the policy would cost each year or each month.
We are paid a commission for arranging the policy and we share this commission with you in the form of a first year discount so when you pay annually, all you pay for your first years cover is the discounted amount. If you pay monthly then we write you a commission refund Cheque on the thirteenth month.
Because of the way in which providers distribute their products, you cannot make these savings by going directly to insurance provider.
In the end you get the same policy as you would get elsewhere except you have made a substantial saving. We guarantee to save you at least 50% off your first year’s annual premium. There are absolutely no hidden charges or conditions.
We simply take no commission on these products so this means you get a nil commission product for life. This appears on the policy document the insurance company sends to you. There are no hidden charges, conditions or fees. We may receive a finders fee from the insurance provider based on volume business.
Typical savings to you are 5% on each and every payment you make into your PRSA for the life of the PRSA.
Pensions & Investments
We charge you a one off fee (max fee depends on investment amount but is currently €150). For this you get a nil commission product for life. Savings depend on the product you choose and the amount you invest. Typical savings are increased investment of 3 to 6% and a reduced annual management charge.
This site has been structured to help you decide on the type of policy that will be of most benefit to you.
Most clients do not want to be "sold" Life Insurance products. They would sometimes like to learn more whilst proceeding at their own pace, without pressure.
Which companies are we brokers for?
Your product security and quality is absolutely top class. We're brokers for some to the most established and respected names in the country. Quality insurance names like Caledonian Life, Zurich, Friends First, Hibernian Life and Pensions, Irish Life, New Ireland, and Standard Life and others.
You can request a free quotation online. The results will show the cheapest provider found. Like all intermediaries, we are paid a commission for setting up the policy. Our discount is effectively a sharing of this commission with you.
On the quote, our first year’s premium discount will be clearly shown. If you wish to proceed further, simply click on the link and complete the application form.
The application form should be returned to LABrokers, Newcastle, Greystones, Co Wicklow.
If you would like to discuss your quotation or if you have any
questions, please feel free to contact
LABrokers at 01-2810577
(Monday to Friday 9am to 5pm except lunch 1 to 2).