LABrokers Pay No Commission Service

LABrokers is pleased to provide you with a service which enables you to obtain the commission which is normally paid to intermediaries or retained by life companies back for yourself. The service is execution only.

Top products, top insurers

Product types we offer How our offer benefits you

Serious Illness Cover

After your policy issues you’ll receive a Cheque refunding you 90% of your first years premium

Permanent Health Insurance (PHI)

After your policy issues you’ll receive a Cheque refunding you 90% of your first years premium

Personal & Executive pensions

You’ll get a better rate by paying no commission for the life of your policy

AVIVA Regular savings plan

You’ll get a better rate by paying no commission for the life of your policy


You’ll find the above products from the following life companies:

AVIVA, Caledonian Life, Friends First, Irish Life, New Ireland, Standard Life, Zurich.

Note: Policies must be proposed for a term of no less than 10 years and maintained unaltered for a min of 13 months. Our full terms of business can be found here.


What do LABrokers charge you for this service?

We keep it very simple. To process your application we charge you a one off non refundable fee of €35 irrespective of the size of the policy. This is charged on receipt of a fully completed proposal form.


How do you apply?

  1. As this service does not provide any advice, clients will have obtained information elsewhere. To start the process all we need you to do is:
    1. Post us the quotation and fully completed application form for the product you require that you obtained elsewhere.
    2. For anti money laundering requirements each applicant will also have to send us a clear copy of their passport or driving licence and an original bank statement less than 6 months old which shows your name and address.
  1. On receipt we will contact you confirming the no commission enhancements in writing and take you through the process.

If you need any help please phone John Geraghty on 01 2810577 Mon to Fri 9am to 1pm and 2pm to 5pm.


Our postal address

LABrokers, Newcastle, Freepost FGSS10, Greystones, Co. Wicklow.


How do you receive your policy?

The policy documents are posted directly to you by the insurers. The contract is between you and them and any future communications and additions, alterations to your policy can be made directly with the insurer themselves without going through LABrokers. However, we are always here to help should you need us.


What does 'execution only' mean?

Don't worry, this sounds a lot more painful than it actually is! It just means we believe you understand your financial needs best, so we don't offer or charge for advice. If you'd like to talk to someone about your finances we'd suggest an independent financial adviser that doesn't work on a commission basis.

Call Us

Call us on 01 281 0577

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Message Us

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About LA Brokers

LABrokers became Ireland's first online discount broker in 1997. We specialize in selling discounted insurance products to residents of the Republic Of Ireland.

Our chief executive is John Geraghty, who has many years experience of looking after the Life Insurance, and related insurance requirements, of clients from all over Ireland. Our foundations are firmly based in our successful "real world" insurance brokerage practice in Greystones, Co. Wicklow.


LABrokers Newcastle
Co. Wicklow

Ph: 01 281 0577

Mon-Fri 9am - 1pm & 2pm - 5pm

© LABrokers Ltd, trading as LABrokers is regulated by the Central Bank of Ireland
Registered office LABrokers, Newcastle, Greystones, Co. Wicklow. Company reg No. 303231
A private company limited by shares and having a share capital.

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