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An important change to legislation comes into effect at the end of 2012 and could affect the premium quoted.


As a consequence of the EU Gender Directive, insurance companies can no longer use gender as a factor to calculate insurance premiums from 21 December 2012.


So if your policy does not commence before 21 December 2012, this could mean that the premium that has been quoted to you can no longer be guaranteed and we may need to revise it.


Questions and answers


Will the premium quoted be affected by this legislation?


•           If your policy commences before the 21 of December 2012, there will be no impact on your premium as a result of this legislation.


If my policy does not commence before 21 December 2012, what will



•           If your policy does not commence before the 21 December 2012, we will send you details of any change to your premium as a result of this legislation. You will then need to discuss this with LABrokers to confirm that you are happy to proceed with the application.


If the premium changes, do I have to proceed with this application?


•           No, you have the right to cancel your application at any time before your policy commences. 


Who can I contact about this for further information?


If you have any queries in relation to the above, please contact John Geraghty on 01 2810577.

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About LA Brokers

LABrokers became Ireland's first online discount broker in 1997. We specialize in selling discounted insurance products to residents of the Republic Of Ireland.

Our chief executive is John Geraghty, who has many years experience of looking after the Life Insurance, and related insurance requirements, of clients from all over Ireland. Our foundations are firmly based in our successful "real world" insurance brokerage practice in Greystones, Co. Wicklow.


LABrokers Newcastle
Co. Wicklow

Ph: 01 281 0577

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Registered office LABrokers, Newcastle, Greystones, Co. Wicklow. Company reg No. 303231
A private company limited by shares and having a share capital.

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