Life Cover

At a time of loss, financial worries can make coping with a bereavement even more difficult. Talk to us about how taking out a Life Cover policy can help to financially protect those you love if the worst happens.

Term Assurance
• Term Assurance is a Life Cover policy, lasting for a fixed number of years, which pays out a lump sum if you die before the policy ends.
• Because it lasts for a fixed number of years, it’s usually a more affordable  option.
• If you don’t die before the policy ends, you don’t receive any payment.

Term Assurance example
Siobhán is 34 years old and has a young child, Ciara. After her daughter was born, she decided to take out a Term Assurance policy lasting for 20
years. If Siobhan dies before the policy ends, the full amount covered by the policy will be paid out, which can help to protect Ciara financially while
she’s still in school or college.

Instant TLC (Temporary Life Cover)
Instant TLC is a unique service from Royal London that provides temporary Cover for up to four weeks during the application and underwriting process. So, for
no extra cost, you’re protected even before your policy officially starts.

You can get Instant TLC for the sum assured applied for, up to a maximum of €500,000 across all applications.

It’s available on all new applications for Life Cover for customers aged 60 or below.

Conversion Option with Royal London
This allows you to convert your Royal London Term Assurance policy to a new policy of equivalent type
in the future without having to provide evidence of health in return for paying an extra 5% in premiums.
1 Terms and conditions apply.
2 Subject to underwriting at the time the original policy is taken out.

LABrokers specialises in obtaining the best price life cover / term assurance in the market. We discount Royal London’s standard prices because we take less commission and this gives you a cheaper policy. For a free no obligation quote and application form please see: https://www.labrokers.ie/life-insurance/

Royal London: https://www.royallondon.ie/